Does Homeowners Insurance Cover Fire?

View Video Transcript (DESCRIPTION)An umbrella pops up from the bottom of the screen. Text, Homeowners Insurance. The text, home insurance, appears in a search bar. (SPEECH)[MUSIC PLAYING] Home insurance, why do you need it? (DESCRIPTION)A mouse cursor hits search. A red house logo pops up in a box. The box is replaced by a shield…

As technology advances, more people with disabilities are taking advantage of new home and car modifications that help to enhance their quality of life. And often, these modifications can be covered by home and auto insurance. Here are some practical tips to help protect the value of essential home and auto customizations you’ve made or…

You may think that a homeowners insurance policy provides adequate coverage for all your valuables, but policies may provide limited or no coverage for certain items — including generally expensive items — that are damaged or stolen. For example, many homeowners policies generally have a $1,000 or $1,500 coverage amount for jewelry if the loss is due…

If you lost your home in a fire, how much would it cost to rebuild it? The answer may be different than you think. And if your home isn’t insured to its full replacement cost, your homeowners policy may not cover the full cost for you to rebuild it in the event of a covered…

Homeowners insurance may help cover home appliances in certain situations. Policies can have different terms, so you should make sure you understand what your policy covers. Typically, homeowners insurance policies cover appliances lost or damaged due to a covered incident, such as a fire or lightning strike. But they don’t cover the cost to repair or replace…

Accessory dwelling units (ADUs) are small living or working spaces on the same grounds as, or attached to, your home. They can be distinct spaces inside the main house, such as a converted attic or basement; or a separate unit on the same land lot. In other words, an ADU can be attached to the…